Getting pre-approved for a mortgage helps you understand how much home you can afford. It also strengthens your position when making an offer, showing sellers that you’re a serious buyer.
01
Start Your Home Search
Work with your agent to identify your needs and wants in a home. Start touring properties that match your criteria, whether it's online or in-person, to find your dream home.
02
Make an Offer
Once you find the right home, your agent will help you draft a competitive offer based on the market analysis. Negotiations may follow, so be prepared to discuss terms like price, contingencies, and closing date.
03
Home Inspection & Appraisal
A home inspection checks the condition of the property, while an appraisal verifies its market value. These steps protect your investment by highlighting any potential issues and confirming you’re paying a fair price.
04
Finalize Your Financing
Your lender will guide you through the final steps of securing your mortgage, including submitting all necessary documents and locking in your interest rate. This step gets you ready to close on your new home.
05
Closing Day
Review and sign all the closing documents with your agent and attorney. Once complete, you'll receive the keys and officially become the homeowner of your new property!
